Distribution of banks’ functions: financial bigwigs vs. mobile newcomers

  • everyday shopping, because they often offer cashback and bonuses;
  • paying for utilities, they do not charge additional fees for services;
  • small loans due to favorable terms;
  • foreign currency exchange due to flexible exchange rates;
  • fast service at any time.
  • mortgages and other long-term loans;
  • investment;
  • corporate banking;
  • services for populations without access to digital technology.



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Alyona Shevtsova

Alyona Shevtsova

CEO of the international payment system LEO, the shareholder of IBOX Bank